Usman Mughni is a Marriage & Family Therapist and holds a Master's of Science degreein Marriage and Family Therapy 
from Northern Illinois University and a B.S. in Psychology from the University of Maryland, along with a degree in diagnostic medical imaging. 

He worked as a therapist at Alexian Brothers Behavioral Health Hospital in the Center for Addiction Medicine.  Usman has experience providing counseling to individuals, couples, and families at Northern Illinois University's Family Therapy Clinic along with experience working with individuals, couples, and families struggling with chemical dependency and mental health diagnoses and running psychoeducational group therapy at Centegra Specialty Hospital's partial hospitalization and intensive  utpatient programs.  

Usman enjoys working with couples to help bring tranquility back into their marriage and providing premarital counseling to couples who hope to have a successful marriage at a time when divorce seems to be on the rise. Usman also works with individuals and their families struggling with addiction along with other mental and emotional struggles they may be having. His counseling site is http://www.peacefulyou.org/.

In this episode, Usman Mughni speaks about:

- The many problems (including financial) that lead to divorce

- In-laws dictating finances or other aspects of a couples life

- What causes fights in a marriage and how to handle them

- The common stigma that surrounds counseling

Connect with Peaceful You:
- Facebook: https://www.facebook.com/PeacefulY0U
- Twitter: https://twitter.com/peacefulyouinc
- Website: http://www.peacefulyou.org/

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.
iTunes Link: http://bit.ly/dfmpodcast
Stitcher Radio: http://bit.ly/dfmstitcher
Android (RSS): http://bit.ly/dfmpodcastrss

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

In this episode, brother Saeed Sheikh shares his debt free story with us. We talk about the following:

• How common is it for college students to get into credit card debt without realizing it
• The ways we rationalize purchases
• Behavioral and spiritual changes during his debt free journey

Saeed's article on his debt free journey can be found here: http://debtfreemuslims.com/reflections-my-journey-to-debt-freedom/

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.

• iTunes Link: http://bit.ly/dfmpodcast
• Stitcher Radio: http://bit.ly/dfmstitcher
• Android (RSS): http://bit.ly/dfmpodcastrss

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

• How he got $90,000 of student loan debt from going to Harvard Business School
• Maintaining the drive/motivation on getting a second job
• The lowest point of trying to pay off his debt and how he worked through it
• Struggles of selling items you own and even getting extra roommates and how that changed his perception on materialism

Joe is the author of the following books (both available on Amazon):

• No More Harvard Debt: A Mission to Destroy $90k of Student Debt in Ten Months (http://amzn.com/B008L5LZS2)
• Destroy Student Debt: A Combat Guide to Freedom (http://amzn.com/B00929U3RU)

Joe also runs a blog at http://nomoreharvarddebt.com/

Really excited about this episode as we interview brother Hamzah Ghia and how he graduated both his undergrad and got his Masters degree completely debt free!

Hamzah is currently the Qur'an teacher at Masjid Hamzah in Houston, Texas.

Some of the topics we cover:

• What his process was in going to college without student loans
• His scholarship application process while was in high school
• The benefits of hard work and how that carries over into your professional career

This episode features an interview with Ron Lieber. Since 2008, He has been the “Your Money” columnist for The New York Times, where his columns about student loans won the 2011 Loeb award, business journalism’s highest honor, in the personal finance category.

He is also the author of the newly released book, The Opposite of Spoiled. 

Some of the topics we cover:

*What makes kids spoiled?

*Should you tell your kids how much money you make?

*How social media has affected money conversations with kids

*Using money as a tool to teach your kids values

Links

Purchase The Opposite of Spoiled: http://amzn.to/1KK1F15

Ron's Facebook Community that helped with this book: https://www.facebook.com/ronlieberauthor

Follow Ron on Twitter: https://twitter.com/ronlieber

--

If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes.

iTunes Link: http://bit.ly/dfmpodcast

Stitcher Radio: http://bit.ly/dfmstitcher

Android (RSS): http://bit.ly/dfmpodcastrss

You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/